All About Personal Budgets 101

All About Personal Budgets 101

The Secret to Budgeting Successfully
 From Jeremy Vohwinkle,Your Guide to Financial Planning
 

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It’s All in the Attitude, Dude!
Have you ever attempted to budget and given up in frustration or discouragement? If you can figure out the reason your budgeting attempt failed, you’ll be able to institute a rewarding, successful budget and stick to it. Think about it. What really determines whether budgeting works for you?

One of the top reasons, if not THE top reason, so many people fail at budgeting is attitude. If you think of it as a penny-pinching sacrifice instead of a means for achieving your financial goals and dreams, how long are you likely to stick with it? It’s like the difference between going on a diet and eating healthily. One is negative and restrictive; the other is positive and allows you to indulge now and then and still achieve your goals.   

To increase your chances of success, work on your attitude first.

Most dangerous city in U.S.? Detroit, data say

Most dangerous city in U.S.? Detroit, data say

DETROIT – In another blow to the Motor City’s tarnished image, Detroit pushed past St. Louis to become the nation’s most dangerous city, according to a private research group’s controversial analysis, released Sunday, of annual FBI crime statistics.

The study drew harsh criticism even before it came out. The American Society of Criminology launched a pre-emptive strike Friday, issuing a statement attacking it as “an irresponsible misuse” of crime data. 

Costume flap imperils immigration post – USATODAY.com

Costume flap imperils immigration post – USATODAY.com

WASHINGTON — Just when it appeared Julie Myers had cleared every hurdle in her quest to officially become the nation’s top immigration official, a dreadlocked wig and a prisoner’s outfit could cost her the job.

Myers, director of Immigration and Customs Enforcement, ran into trouble earlier this month after she and two other agency managers gave the “most original” costume award to a white employee who came to the agency’s Halloween party dressed as an escaped prisoner with dreadlocks and darkened skin.

The incident drew complaints of racial insensitivity and an apology from Myers. It also cast doubt on whether she’ll get a confirmation vote before the end of the year, when her original appointment expires.