All About Personal Budgets 101

All About Personal Budgets 101

The Secret to Budgeting Successfully
 From Jeremy Vohwinkle,Your Guide to Financial Planning
 

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It’s All in the Attitude, Dude!
Have you ever attempted to budget and given up in frustration or discouragement? If you can figure out the reason your budgeting attempt failed, you’ll be able to institute a rewarding, successful budget and stick to it. Think about it. What really determines whether budgeting works for you?

One of the top reasons, if not THE top reason, so many people fail at budgeting is attitude. If you think of it as a penny-pinching sacrifice instead of a means for achieving your financial goals and dreams, how long are you likely to stick with it? It’s like the difference between going on a diet and eating healthily. One is negative and restrictive; the other is positive and allows you to indulge now and then and still achieve your goals.   

To increase your chances of success, work on your attitude first.